Automotive Retailers Program

Automotive Program underwritten by Lloyd's

Automotive Program underwritten by Lloyd’s

What is Automotive Insurance?

Automotive insurance by AC&D includes packages specifically tailored to the automotive industry. Specifically we offer broad coverage packages for mechanical repair garages, auto body shops, and automotive dealerships. We have provided a program specific to Automotive Retailers in BC for over 30 years.

What types of businesses are eligible for our Automotive Insurance Program?

  • Mechanical Repair Shops
  • Collision Repair Shops
  • Towing Companies
  • Automotive Dealerships

Finding the right automotive insurance package requires the assistance of a broker with knowledge and experience in your industry.

At AC&D Insurance we have experience working with automotive business owners to find the most suitable package to fit their needs and budget. Due to our long-standing industry affiliations we can offer packages and specialized coverages that are not available through other insurance providers.

The limits and types of insurance needed for each automotive business is different and we will work with you to find the best solution.

What does Automotive Insurance Cover?

The main components of standard Automotive Insurance policies are:

  • Commercial Liability
  • Commercial Property
  • Business Interruption
  • Crime

Additional Automotive – specific insurance considerations include:

  • Care, Custody, and Control
  • Employment Practices Liability
  • Garage Liability
  • Automotive Fleets
  • Employee Tools
  • Errors and Omissions with respect to testing programs (aircare, provincial safety inspections)
  • Hoist Collision


Why should I choose AC&D for my Automotive Insurance?

Our experience insuring automotive businesses gives us an advantage over other insurance providers. We work closely with the automotive industry to design insurance packages suited to each businesses individual needs.

How much does Automotive Insurance cost?

The cost of Automotive Insurance differs based on the scope of your operations and limits of coverage selected. Coverage for a small shop can start as low as $1000. Contact Us today to arrange a no-obligation review of your Automotive Insurance needs from one of our expert brokers or Request a Quote.