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What is Condo Insurance?

Condo Insurance is for condominium unit owners or for owners of a townhouse or rowhouse building that require personal contents and related coverage. Condo Insurance covers the personal property and liability risks for strata unit owners.

What does Condo Insurance cover?

Your strata insurance is responsible for rebuilding your condo building exactly how it was originally built.  This leaves a gap in any improvements and betterment’s you or a previous owner has made to your unit such as installing hardwood floors or granite counter tops. Strata Insurance also does not cover your personal property, or your worldwide liability. Condo Insurance can also cover additional living expenses if you were to be forced out of your unit due to a covered loss.  More importantly Condo Insurance can cover loss assessments, or the assessment of a strata building deductible.  Strata Building deductibles are increasing, and some companies limit this coverage, so it is best to know your strata deductible before obtaining insurance.

Why choose AC&D for my Condo Insurance?

Not all Condo Insurance is equal.  Some Insurance Companies limit strata deductible coverage or have lesser limits for loss assessment that can make a huge difference in a loss scenario.  AC&D understands the Condo Insurance market and we offer coverage through over 50 Insurance Companies.  If your broker is doing an inadequate job meeting your Condo Insurance needs, we would be happy to provide a free no obligation quote or review of your current Insurance.  For more information please Contact Us or Request a Quote below.

Complete as much of this form as you like. If you would prefer to have an application sent by email or speak with a qualified broker directly, please complete the contact information only and click the submit button at the bottom of the form.

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North Vancouver

1315 Marine Drive

PH: 604-985-0581
PH: 1-800-229-3590

Mon-Fri: 8:30am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed

InsureBC Squamish

850-1200 Hunter Place

PH: 604-892-1033

Mon-Fri: 9am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed


234 Reid Street

PH: 250-992-5544

Mon-Fri: 8:30am - 5:30pm
Sat: 9am - 5pm
Sun & Holidays: Closed