Skip to main content
Get A Quote

New Car Replacement Insurance and Better Car Insurance

Traditional auto insurance will only pay the depreciated value of your vehicle after a total loss, even if it wasn’t your fault. Purchasing a new or used vehicle is a large investment. With vehicles, your investment often depreciates faster than you are paying off your loan. If you are in a total loss accident, your primary insurer will pay the fair market value of your car, often thousands lower than what you originally paid. With a Replacement Cost Insurance Policy, we can protect the original value of your new vehicle after a total loss by paying the difference between your primary insurers Fair Market Value assessment, and the cost to purchase the same vehicle in the current model year. If your vehicle is used, a Better Car Insurance Policy will pay the difference between the value of your vehicle at the time you purchase the policy, and the fair market value of your vehicle at the time of loss + 5% more for each year that you hold coverage with us (up to a maximum of 20%).

DriveSure New Car Replacement Insurance:

  • Vehicles up to 5 Years Old

Unlike the competition, as long as your vehicle is 5 years old or newer, it qualifies for Drivesure New Car Replacement Insurance.

  • ​Up to 7 Years of Coverage

Drivesure will cover your vehicle for up to 7 years. Brand new vehicles qualify for 7 years while 5 year old vehicles would qualify for 3.

  • Deductible Reimbursement​

If you are charged a deductible by your primary insurer for a total loss, we will reimburse it up to a maximum of $500.

DriveSure Better Car Replacement Insurance:

  • Get a vehicle with the same purchase price as your current vehicle, plus up to an additional 20% after a total loss.

All policies provide coverage for events in Canada and the US, do not restrict theft coverage at any time, and are available to all customers regardless of claims history. Call us today or Request a Quote.

For more information visit:

Optional Add-on coverages:

Original Equipment Manufacturers Parts

  • A collection of coverage to reduce or eliminate unexpected costs after an accident such as Partial Loss Deductible reimbursement, Rental Vehicle Reimbursement, and Key FOB Protection.

Diminished Value or Accelerated Depreciation

  • Get a cash settlement after a significant partial loss accident to off-set diminished value
Preferred Method of Contact:

Car manufacturers use designations such as "Sport" or "XLE" to differentiate between the options available on each vehicle in a particular line.
iF you do not have the full vehicle VIN the MSRP is required to quote (see below).
Manufacturer's Suggested Retail Price or, if known, total cost of vehicle before taxes.
Enter security code:
 Security code
Required to prove you're not a bot!

North Vancouver

1315 Marine Drive

PH: 604-985-0581
PH: 1-800-229-3590

Mon-Fri: 8:30am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed

InsureBC Squamish

850-1200 Hunter Place

PH: 604-892-1033

Mon-Fri: 9am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed


234 Reid Street

PH: 250-992-5544

Mon-Fri: 8:30am - 5:30pm
Sat: 9am - 5pm
Sun & Holidays: Closed