Get A QuoteWhat is the BCRFA Hospitality Insurance Task Force? With the onset of the "hard market" for the general insurance industry, businesses in the hospitality sector have faced increased challenges procuring insurance over the last 12 months. As a response to these issues AC&D Insurance, in conjunction with the BCRFA, have formed a task force to provide information, risk management tips, and assistance in procuring insurance for businesses in the hospitality industry. Working directly with business owners, an AC&D risk manager and our partner insurers will assess and review eligible business applications to make loss prevention recommendations. Although we are happy to assist any hospitality business with placement of insurance, the task force is also available to answer any questions a BCRFA member (or prospective member) may have about the insurance market in general or to provide risk management tips that will assist in improving the insurability of their business moving forward. Finding the right insurance package in the current market requires the assistance of a brokerage with knowledge and experience working with this industry. AC&D Insurance has worked with the BC Restaurant & Food Services Association and their membership for over 30 years. At AC&D Insurance we have experience working with hospitality business owners to find the most suitable package to fit their needs and budget. Due to our long-standing industry affiliations we can offer packages and specialized coverages that are not available through other insurance brokers. The limits and types of insurance needed for each hospitality business is different and we will work with you to find the right solution. When should I contact the BCRFA Hospitality Insurance Task Force? Liquor Serving Establishments should contact us as soon as possible to discuss risk management considerations. We recommend that you contact us a minimum of 120 days in advance your current insurance policy term expiry to start this process. Non-Liquor serving establishments should contact us a minimum of 90 days in advance of your current insurance policy term expiry to start the process. How do I contact the BCRFA Hospitality Insurance Task Force? Complete the quote request form below; or Contact the BCRFA Hospitality Insurance Task Force lead, Brody Stonehouse, by phone at 1.800.229.3590 What does Hospitality Insurance Cover? The main components of standard Hospitality Insurance policies are: Commercial General Liability Commercial Property Business Interruption Crime Additional Hospitality-specific insurance considerations include: Host Liquor Liability Employment Practices Liability Food Borne Illness coverage Forceable Ejection Cyber and Media Liability Liquor and Wine Escalation Coverage Art Collections Why should I choose AC&D for my Hospitality Insurance? Our experience insuring hospitality businesses gives us an advantage over other insurance providers. We work closely with the hospitality industry and our insurer partners to design insurance packages suited to each businesses individual needs.