Get A QuoteWhat is Airbnb, VRBO, and Short-term Rented Condo insurance? Airbnb, VRBO, and Rented Condo insurance is for individuals or companies that rent their condominium units on a short-term basis. These occupancies include vacation rentals, Airbnb, VRBO, and more.This type of policy provides insurance coverage for items such as landlord’s contents, rental income, landlord’s liability, and strata loss assessments! What does AC&D’s Airbnb, VRBO, and Short-term Condo Rental Insurance Program cover? AC&D’s Airbnb, VRBO, and Short-term Condo Rental Program includes the following options: Highlights Include: Broad Form Wordings Coverage for Short Term Rentals including Airbnb, VRBO, Homeaway, and others. Liability Limits to $2,000,000 Contingent Unit Coverage - minimum $25,000 to a maximum $100,000 Loss Assessment Coverage - $100,000 limit Rent or Rental Value Coverage - minimum $10,000 to a maximum of $100,000 Contents - minimum $15,000 to a maximum $100,000 Improvements and Betterments - minimum $10,000 to a maximum $100,000 Condominium Deductible Assessment Coverage – minimum $25,000 up to $100,000 (higher limits available separately). Condominium Deductible Assessment for earthquake - $2,500 limit Earthquake Coverage on Contents and Improvements and Betterments We offer Short Term Rental Insurance for: Stand-alone rentals Condo and secondary or seasonal homes are eligible 100% short-term rental occupancy Airbnb and HomeAway hosts qualify Why choose AC&D for my Short-Term Rental Property Insurance? Many brokers and insurance companies treat short-term rental properties as high-risk or undesirable. At AC&D we have experience insuring these types of properties for over 40 years and have developed a program that recognises quality property management and ownership. Call us for a free no obligation quote or review of your existing insurance or GET A QUOTE ONLINE NOW
Follow the link below to obtain a quote and bind online! Applicant Legal Name: Email: Mailing Address (including postal code, no PO Boxes please): Phone number: Years Continuously Insured: Enter the condo building address (including unit number): This policy only provides coverage for one single rented condominium unit. If there is more than one unit to insure, you must create a separate application for each unit.Any known losses, claims, or incidents in the last 5 years?: YesNo Type of Building: Low-rise strata building (5 stories or less)High-rise strata building (5 stories or more)TownhouseOther Building Construction Type: ConcreteSolid Brick/MasonryFire ResistiveWood Frame Property Year Built: If you are unsure check https://www.bcassessment.ca/Total Unit Square Foot: Number of stories in building: Electrical Panel Type: Circuit BreakersOther Plumbing TYpe: Copper or PexOther Heating Type: Natural Gas FurnaceElectric BaseboardHeat PumpIn-Floor RadiantOther Roofing: Asphalt ShingleClay/Slate TilesConcreteFlat Deck - Tar/Gravel or Rubber MembraneMetalOther Do You Have Short-Term Rentals: YesNo Is the premises visited and inspected by the insured or a representative of the insured at least once every 3 months?: YesNo Estimated replacement value of landlord property: Contents (min $15,000 max $100,000)Unit Improvements Limit (min $10,000 max $100,000): You are responsible to insure the replacement value of improvements made to your unit over and above the cost of the original building construction. Contingent Unit Coverage (Min $25,000 Max $100,000): Contingency coverage insures your unit itself so that you are protected in the event that your condominium or strata corporation's insurance is insufficient.Condominium Deductible Assessment (Min $25,000 Max $250,000): This covers deductibles assessed to you by your strata for losses originating from your unit. Check your strata building policy to ensure the limit selected is sufficient (this is often the most costly portion of this insurance coverage)Annual Rental or Rental Value Coverage Limit Required (Min $10,000 Max $100,000): Policy Deductible Preferred: $500 $1000 Liability Amount Requested: $1,000,000 $2,000,000 Security code: Enter security code: To confirm you aren't a bot!