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What is Course of Construction Insurance?

Course of Construction Insurance is for new homes being built as well as homes that are undergoing significant renovations.

What does Course of Construction Insurance cover?

AC&D Course of Construction Policies offer the following features and benefits:

  • Specialized personal liability designed for people building their own home or cottage.
  • Coverage specifically tailored to meet the needs of an insured building a home or cottage.
  • Theft of building materials is covered
  • Broad Water Damage and Earthquake coverages available
  • Very competitive premiums
  • Ability to transition your coverage from a dwelling under construction policy to a homeowners or cottage insurance policy
  • Coverage for projects where the insured is the General Contractor
  • Additional discounts available for insured’s with previous insurance history

Why choose AC&D for my Course of Construction Insurance?

We represent over 50 Insurance Companies so we are able to offer more options for your construction needs.  If necessary we can also provide Builders Risk Insurance using our commercial markets including our Lloyd's coverholder agreements.  Due to our experience providing insurance on a variety of different types of construction projects we know the insurance marketplace for this product very well and are able to find the best price and value for our clients. Trust our Home Insurance experts to be able to find you the coverage that fits your needs and budget. Please Contact Us for a no obligation quote or review of your existing insurance or Request a Quote.

Complete as much of this form as you like. If you would prefer to have an application sent by email or speak with a qualified broker directly, please complete the contact information only and click the submit button at the bottom of the form.

Preferred Method of Contact:

What date do you require coverage? If the project has already started please
Building(s) maximum # of Stories:

Is the project a mobile or modular home assembly, construction or renovation?:

Is there a hydrant within 300 meters:
Is there a fire hall within 8 kms:
Does the General Contractor or Contruction Manager have valid liability insurance?:

Is the project 100% subcontracted out?:
Will the Construction Manager or Owner obtain Proof of Liability Insurance from all of the Subcontractors working on this project?:

Higher deductibles typically mean slightly lower rates.
Has insurance ever been denied or canceled for this applicant:
Please provide claims details in additional information section - date, description of loss, estimated amount paid.
Please provide claims details in additional information section - date, description of loss, estimated amount paid. Also, a link to general contractor's website, if applicable.
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North Vancouver

1315 Marine Drive

PH: 604-985-0581
PH: 1-800-229-3590

Mon-Fri: 8:30am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed

InsureBC Squamish

850-1200 Hunter Place

PH: 604-892-1033

Mon-Fri: 9am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed


234 Reid Street

PH: 250-992-5544

Mon-Fri: 8:30am - 5:30pm
Sat: 9am - 5pm
Sun & Holidays: Closed