Skip to main content
Get A Quote

What is Seasonal Insurance?

Seasonal Insurance is for homes or condos that are occupied by the property owners seasonally.  Regular Home or Condo Insurance is inadequate to cover these types of properties as they are rarely occupied which can cause issues during a claim.  Seasonal properties can qualify you for multi-property discounts through most home insurers.

What does Seasonal Insurance cover?

Seasonal Insurance can cover your seasonal property, the contents you keep at your seasonal property, and premises liability.  Seasonal Insurance varies depending on the form you choose.  Often times seasonal properties are insured under a broad form which limits theft and vandalism, however, AC&D can offer superior coverage for these properties and can often get you a discount off of your primary residence Insurance Policy.

Call us today for a no obligation quote on your Seasonal Insurance or Request a Quote below.

Complete as much of this form as you like. If you would prefer to have an application sent by email or speak with a qualified broker directly, please complete the contact information only and click the submit button at the bottom of the form.

Preferred Method of Contact:

If you currently have insurance, please provide current insured limit
Do you smoke:
Do you have a monitored burglar alarm?:
Do you have a monitored fire alarm?:
Do you have sprinklers?:
Do you have a mortgage or secured line of credit on the property:
Was your prior policy canceled for non payment:
Have you ever been cancelled, declined, or refused personal insurance:
Kilometers to the nearest Fire Hall:

Is Fire Hall:

Distance to the closest fire hydrant:

Solid Fuel Burning Stoves or Fireplace Inserts in the home:

Do not count fireplaces except inserts
Solid Fuel Burning Units are for:

Oil tanks above or underground:

Dog owner:

Live in employees:

Nannies, caretakers etc.
Short-term rentals of property to others:

Exclude basement & attached garage
Basement Type:

Building Construction Type:

Building Construction Quality:

Building Shape:

# of Full Bathrooms:

# of Half Bathrooms:

Garage Type:

Garage # of Cars:

Crawl Space:

Finished Attic:

Room over Garage:

Swimming Pool:

Hot Tub:

Please describe, including sq ft area(s)
Has the home been completely gutted (new plumbing, wiring)?:

Home listed on any Historic Registry:

Wiring Main Panel Amperage:

Wiring Panel Type:

Wiring Updated:

Wiring Material:

if applicable
Plumbing Types:

Plumbing Updated:

if known
Please advise of oldest installed hot water tank or year of on-demand system installation
Primary Heat:

if applicable
Primary heating system serviced annually:

Primary Roof Material:

Reverse slope driveway:

A reverse slope driveway is one that leads downward from a public street to a parking area, such as a below-grade garage.
Cannabis grown at this location:

aBusiness activities conducted from the unit/dwelling:

If you do not have another primary business location your business is considered to be operated from your home.
Scheduled Jewellery Coverage Required:

Most policies include a limit of coverage for jewellery of $6000 or less subject to the policy deductible. Please advise if additional coverage is required.
Scheduled Bicycles Coverage Required:

Most policies include a limit of coverage for bicycles of $1000 to $2500 per bike (or less) subject to the policy deductible. Please advise if additional coverage is required.
Please use this area to tell us anything else you feel is important
front & back if available
Enter security code:
 Security code
Required to prove you're not a bot!

North Vancouver

1315 Marine Drive

PH: 604-985-0581
PH: 1-800-229-3590

Mon-Fri: 8:30am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed

InsureBC Squamish

850-1200 Hunter Place

PH: 604-892-1033

Mon-Fri: 9am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed


234 Reid Street

PH: 250-992-5544

Mon-Fri: 8:30am - 5:30pm
Sat: 9am - 5pm
Sun & Holidays: Closed