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Automotive Program underwritten by Lloyd’s

What is Automotive Insurance?

Automotive insurance by AC&D includes packages specifically tailored to the automotive industry. Specifically we offer broad coverage packages for mechanical repair garages, auto body shops, and automotive dealerships. We have provided a program specific to Automotive Retailers in BC for over 30 years.

What types of businesses are eligible for our Automotive Insurance Program?

  • Mechanical Repair Shops
  • Collision Repair Shops
  • Towing Companies
  • Automotive Dealerships

Finding the right automotive insurance package requires the assistance of a broker with knowledge and experience in your industry.

At AC&D Insurance we have experience working with automotive business owners to find the most suitable package to fit their needs and budget. Due to our long-standing industry affiliations we can offer packages and specialized coverages that are not available through other insurance providers.

The limits and types of insurance needed for each automotive business is different and we will work with you to find the best solution.

What does Automotive Insurance Cover?

The main components of standard Automotive Insurance policies are:

  • Commercial Liability
  • Commercial Property
  • Business Interruption
  • Crime

Additional Automotive – specific insurance considerations include:

  • Care, Custody, and Control
  • Employment Practices Liability
  • Garage Liability
  • Automotive Fleets
  • Employee Tools
  • Errors and Omissions with respect to testing programs (aircare, provincial safety inspections)
  • Hoist Collision

Why should I choose AC&D for my Automotive Insurance?

Our experience insuring automotive businesses gives us an advantage over other insurance providers. We work closely with the automotive industry to design insurance packages suited to each businesses individual needs.

How much does Automotive Insurance cost?

The cost of Automotive Insurance differs based on the scope of your operations and limits of coverage selected. Coverage for a small shop can start as low as $1000. Contact Us today to arrange a no-obligation review of your Automotive Insurance needs from one of our expert brokers or Request a Quote.

Complete as much of this form as you like. If you would prefer to have an application sent by email or speak with a qualified broker directly, please complete the contact information only and click the submit button at the bottom of the form.

What date do you require coverage?
Preferred Method of Contact:

Your Equipment (including leased equipment), tools, and Leasehold/Unit Improvements are insured for the Replacement Cost New. Stock is insured at your cost.
Do you lease or own your business premises:

If you do not have this information please leave blank and we can research available databases.
Building # of Stories:

Is the building sprinklered:

Is there a hydrant within 300 meters:
Is there a fire hall within 8 kms:
Monitored burglar alarm system:

Monitored Fire Alarm System:

Bars on all windows and glass doors:

Are hand tools kept in a separate locked room when business is closed:

Any portable diagnostic equipment used off premise:

Any repair of vehicles in excess of 4500 kg :

Operations include propane or natural gas conversions:

Do your operations include any propane or natural gas maintenance:

Any mobile services?:

Sales to USA:

Has insurance ever been denied or canceled:
If you want a straight comparison to your current coverage, please upload a copy of your current policy. This can also be emailed to
This is a good place to add relevant details on the owners previous experience or other important details about the business. If there have been claims please advise the estimated date(s) and estimate amount(s) paid for each.
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North Vancouver

1315 Marine Drive

PH: 604-985-0581
PH: 1-800-229-3590

Mon-Fri: 8:30am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed

InsureBC Squamish

850-1200 Hunter Place

PH: 604-892-1033

Mon-Fri: 9am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed


234 Reid Street

PH: 250-992-5544

Mon-Fri: 8:30am - 5:30pm
Sat: 9am - 5pm
Sun & Holidays: Closed