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If you have legal Recreational Cannabis  business operations, we can provide you with insurance coverage for items such as your Premises Liability, Products Liability, Building and Equipment.  We offer Cannabis Insurance to all Commercial Cultivation operations and related businesses in British Columbia, Alberta, and Ontario. As one of the first Insurance Brokers to specialise in this industry in BC, Alberta, Saskatchewan, Manitoba, Ontario we have become very experienced in finding quality coverage that provides excellent value.

How do I get a quote for Recreational Cannabis or Medical Marijuana Insurance?

To obtain an Cannabis Insurance quote please Request a Quote or Contact Us. We will contact you within 1 business day.

We provide best in class coverage and value for the following Cannabis classes:

Commercial Cannabis Insurance

  • Recreational Cannabis Cultivation Facilities
  • Commercial Medical Marijuana Cultivation Facilities (including ACMPR Approved)
  • Mail-order Medical Marijuana Sales
  • Laboratory Medical Marijuana Testing and Quality Control
  • Licensed Cannabis Retail Stores.
  • Landlords of buildings occupied by commercial cultivation facilities or related businesses
  • Remediated Grow-Op Properties

Whether you own or rent a commercial space used to legally cultivate and package marijuana, we provide Insurance coverage for Buildings and Equipment. We can also cover Extra Expenses (Related to setting up your operation at a new location while repairs are made due to an insured claim), as well as coverages such as Sewer Back up and Earthquake. Coverages for your buildings and equipment include fire, theft, vandalism, and water damage.

Commercial Property Insurance for Recreational Cannabis Businesses

Commercial Property options for recreational cannabis and medical marijuana products sales including:

  • Broad form building and equipment
  • Stock Coverage
  • Crop Insurance
  • Business Interruption
  • Extra Expense
  • Property in Transit or Cargo
  • Equipment Breakdown for production equipment
  • Buildings under course of construction or renovation

Commercial Liability Insurance for Recreational Cannabis Businesses

We also provide Commercial Liability options for medical marijuana operations and products sales including:

  • Public Liability
  • Products Liability
  • Contractual Liability
  • Tenant’s Legal Liability
  • Incidental Medical Malpractice
  • Cyber Liability Extension
  • Breach of Confidentiality Extension
  • Broad Form Vendors Endorsement
  • Fire Fighting Expenses
  • Products Recall
  • Employment Practices Liability
  • Director’s & Officer’s Liability (D&O)

In order to provide Insurance Coverage for your Cannabis operations, you must be in compliance with all Health Canada Regulations.

Your Privacy is Important to us

We understand that giving out personal information is a concern with this type of insurance. As Insurance Brokers we must maintain strict privacy guidelines. We only share your information with specific insurance companies experienced in this class of business for the purpose of obtaining quotes. With this type of insurance we also do not share your information with other staff members in our office except those integral in preparing your insurance documentation. If you choose not to insure though our office, we will shred and delete all information pertaining to your account.

Many brokers and insurance companies treat Cannabis  business operations as “high-risk.” At AC&D Insurance we recognize Cannabis as a legitimate health industry product and work with you to provide the coverage you need for your business operations.


If you would like to know more, or obtain a quote, please Request a Quote using the form below or Contact Us. We will contact you within 1 business day.

Complete as much of this form as you like. If you would prefer to have an application sent by email or speak with a qualified broker directly, please complete the contact information only and click the submit button at the bottom of the form.

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North Vancouver

1315 Marine Drive

PH: 604-985-0581
PH: 1-800-229-3590

Mon-Fri: 8:30am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed

InsureBC Squamish

850-1200 Hunter Place

PH: 604-892-1033

Mon-Fri: 9am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed


234 Reid Street

PH: 250-992-5544

Mon-Fri: 8:30am - 5:30pm
Sat: 9am - 5pm
Sun & Holidays: Closed