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Apartment Building Owners Insurance Program

AC&D Insurance is the #1 Insurer of owner operated apartment buildings in British Columbia. AC&D Insurance is able to insure older buildings with full protection due to our expertise and experience insuring these buildings.  We can find earthquake coverage on older buildings when other brokers cannot.  ac&d is your choice for apartment building owners insurance.

Insure your apartment buildings with the best protection and service at the lowest rates

AC&D Insurance Services Ltd. established in 1969 along with our parent company InsureBC are proud to have earned the position of being the largest rental property insurance broker in British Columbia.  This gives us access to rates and coverage’s not found at other insurance brokerage firms.

AC&D Insurance has arranged thousands of apartment building owners insurance policies with uncompromised protection and claims service

You can count on our experts to know apartment building owners insurance.  We will review your current insurance and provide an apples to apples quotation while providing risk management recommendations that will correctly protect your real estate investments.  Our experience allows us to analyze your policy and find gaps in coverage that could leave you with an unnecessary financial burden that could have otherwise been avoided through correct insurance and insurance advice.

Expect the highest level of customer service, combined with the best insurance protection

Choosing a commercial insurance broker can be a daunting task, our apartment building insurance experts make sure you are aware of all aspects of risk related to your buildings and how to correctly insure against loss.  In addition, when you are conducting business with ac&d, our insurance market selection guarantees you will receive the correct advice at the lowest price.  Our knowledgeable experts are here to answer your questions and make the insurance process less daunting for you. Call us today for a no obligation quote or review of your existing apartment building owners insurance or Request a Quote.

Apartment Building Insurance Program Representative: Brody Stonehouse

Complete as much of this form as you like. If you would prefer to have an application sent by email or speak with a qualified broker directly, please complete the contact information only and click the submit button at the bottom of the form.

What date do you require coverage?
Preferred Method of Contact:

If you are unsure of this, and you currently have the building insured, please use the current insured building value here. Otherwise please estimate the cost to rebuild the building.
Building # of Stories:

Is the building sprinklered:

Is there a hydrant within 300 meters:
Is there a fire hall within 8 kms:
Owner or building manager live on site:
Are there any commercial tenants in the building:

Is building electrical “fully updated” on or after 1985?:

“Fully updated” means all wiring, circuit breaker control systems, panels have been replaced.
If Electrical not fully updated after 1985, please check all that apply:

Roof Slope:

If both flat and sloped, please advise primary.
Type(s) of Roof Covering (check all that apply):

Annual Roof Maintenance (Check all that apply):

Is the building plumbing “fully updated” on or after 1985?:

“Fully updated” means all visible and nonvisible parts of the plumbing system have been replaced.
Type of Heating System (check all that apply):

“Full replacement” means all visible and nonvisible heating equipment and components have been replaced.
Does your heating system receive annual inspection/maintenance:

Does the building have in unit water heaters?:

Please advise the age of the oldest hot water tank in your building. Older hot water tanks are prone to bursting causing water damage.
Do you have any type of water detection system?:

Who completes snow removal/salting:

If Insured completes snow removal, are logs kept specifying snow removal and sanding requirement/schedules?:

If third party contractor completes snow removal, check all that apply:

Is the building managed by a property management company?:

For buildings with common hallway(s), what resident safety plans are in place? (Check all that apply):

Building Facilities (check all that apply):

Any building code infractions or violations in the last 5 years?:

We are looking for the name of the insurance company for this business, not the insurance brokerage. If not currently insured please advise "none"
Have there been any insurance claims in the last 5 years:

Has insurance ever been denied or canceled:
If you want a straight comparison to your current coverage, please upload a copy of your current policy
This is a good place to add relevant details on the owners previous experience or other important details about the business. If there have been claims please advise the estimated date(s) and estimate amount(s) paid for each.

North Vancouver

1315 Marine Drive

PH: 604-985-0581
PH: 1-800-229-3590

Mon-Fri: 8:30am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed

InsureBC Squamish

850-1200 Hunter Place

PH: 604-892-1033

Mon-Fri: 9am - 6pm
Sat: 10am - 4pm
Sun & Holidays: Closed


234 Reid Street

PH: 250-992-5544

Mon-Fri: 8:30am - 5:30pm
Sat: 9am - 5pm
Sun & Holidays: Closed