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Craft Brewery Insurance Program


AC&D’s Craft Brewery Insurance program includes all of the components necessary to mitigate the primary financial risks for brewery operations. Our program is tailored to fit the needs of Craft Brewers, including those with licensed tasting lounges.
Finding the right insurance for your craft brewery requires the assistance of a broker with knowledge and experience insuring breweries.
The limits and types of insurance required for each brewery are different. AC&D will work with you to find the right insurance solution.

Craft Brewery Liability Insurance Options

  • Commercial General Liability
  • Products Liability
  • Product’s Recall Expense
  • Liquor Liability
  • Food Borne Illness or Contamination
  • Non-Owned Automobile Liability
  • Employee Benefits Liability
  • Commercial Umbrella Liability
  • Director’s & Officer’s Liability
  • Employment Practices Liability
  • Trademark Infringement

Craft Brewery Property Insurance Options

  • Building including by-laws
  • Equipment
  • Production Equipment Breakdown
  • Stock
  • Stock Spoilage
  • Contents at temporary or unnamed locations
  • Computer Equipment and Media
  • Property In Transit (including loading and unloading)
  • Business Interruption Actual Loss Sustained including ordinary payroll
  • Extra Expense
  • Exhibition Extension
  • Peak Season Endorsement
  • Off Premises Service Interruption
  • On Premises Pollutant Clean-up
  • Stated Amount Waiver of co-insurance
  • Replacement Cost

Crime Insurance

  • Employee Fidelity Coverage
  • Broad Form Money and Securities
  • Money Order and Counterfeit Paper Currency Coverage
  • Depositors Forgery Coverage
  • Computer Fraud Coverage

Brewers Bonds

  • Starting as low as $150 per year

Why should I choose AC&D for my Craft Brewery Insurance?

AC&D has a long history insuring manufacturing and hospitality industry businesses in Western Canada. Our experience in this class allows us to find the best coverage for your business at the best price. In addition to our craft brewery insurance program we represent over 20 standard market insurance companies and over 100 insurance intermediaries, including coverholder agreements with Lloyd’s (of London).

How much does Craft Brewery Insurance cost??

Annual Insurance policies for a small start-up brewery can start as low as $1000.
Contact Us today for a no obligation review of your brewery insurance or Request a Quote.

Complete as much of this form as you like. If you would prefer to have an application sent by email or speak with a qualified broker directly, please complete the contact information only and click the submit button at the bottom of the form.

What date do you require coverage? If currently insured, what date does your current policy expire?
Preferred Method of Contact:

Do you uses standard quality control procedures that are applied in food and beer production?:

Do you have a tasting room?:

Do you maintain complete inventory records, shipment records and/or delivery records to consignees and are serial and/or batch numbers shown on the finished product and on shipment invoices?:

Can the date of manufacture of each product be identified by the factory number stamped on it?:

Do you lease or own your premise?:

Your Equipment (including leased equipment), tools, and Leasehold/Unit Improvements are insured for the Replacement Cost New. Stock is insured at your cost.
Building # of Stories:

Is the building sprinklered:

Is there a hydrant within 300 meters:
Is there a fire hall within 8 kms:
Has insurance ever been denied or canceled for your business:
We are looking for the name of the insurance company for this business, not the insurance brokerage. If not currently insured please advise "none"
If you want a straight comparison to your current coverage, please upload a copy of your current policy (if applicable)
This is a good place to add relevant details on the owners previous experience or other important details about the business. If there have been claims please advise the estimated date(s) and estimate amount(s) paid for each.
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