Heritage Home Insurance

What is Heritage Home Insurance?

Heritage Home Insurance is a very small market.  At this time, we have 3 Insurance Companies offering policies specifically for Heritage Homes.  This is because of the restrictions for rebuilding these homes, often needing specialty materials and permits.  Because of this it is hard to put a proper value on the rebuild cost of a Heritage Home and many Insurance Companies have started shying away from insuring these types of homes.

What does Heritage Home Insurance cover?

Heritage Home Insurance covers all the things that a normal Home Insurance policy would cover such as:

  • Primary Building
  • Detached Structures
  • Personal Property (contents)
  • Additional Living Expenses
  • Personal Liability

Optional coverages available include:

  • Broad Water Damage
  • Earthquake
  • Earthquake Deductible Buyback
  • Overland Water (Flood)
  • Personal Umbrella Liability
  • Scheduled Personal Items, eg. Jewellery, Artwork, Bicycles, Etc.

Why choose ac&d for my Heritage Home Insurance?

We are sure you will find we are one of the only brokerages in British Columbia to either be able to insure Heritage Homes or have more than one choice when it comes to Insurance Companies. Please Contact Us for a no obligation quote for your Heritage Home or Request a Quote.